Archive for December, 2021

STUDENT LOAN REHABILITATION UPDATE : Getting student loans out of default

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STUDENT LOAN REHABILITATION UPDATE : Getting student loans out of default

As promised here finally we have a student loan rehabilitation update! We are so excited about getting our student loans out of default and back our to a regular student loan service. With all that is going on in our world right now, I wasn’t sure things were going to work out the way they did so quickly but I’m happy to say that they did! Thanks as always for the support!

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Adam S. Minsky, Esq. established the first law firm in Massachusetts devoted entirely to assisting student loan borrowers, and he remains one of the only attorneys in the country with a practice focused exclusively in this area of law.

In this CLE class video clip, Adam explains the basics of the federal student loan rehabilitation program.

The federal student loan rehabilitation program is a temporary payment plan for student loans in default status. The borrower is required to make 9 on-time monthly payments, in a consecutive 9 or 10 month period. Perkins loans require the borrower make 9 monthly payments in a 9 month period. All other federal student loan rehab programs, require the borrower to make 9 monthly payments in a 10 month period. The federal plan allows the borrower to miss one payment in a 10 month period. Though, it is best if the borrower makes all 9 payments consecutively without fail to avoid potential problems.

For non-Perkins student loans, the borrower has the right to reasonable and affordable monthly payments. These payments are set on a per individual case basis and the calculations of which use the 15% IBR formula. The 15IBR formula is the starting point to determine a “reasonable and affordable” payment, however borrowers can still request full financial review of household income and expenses. The minimum rehabilitation payment is .

Epidemiological Studies – made easy!

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Epidemiological Studies - made easy!

This video gives a simple overview of the most common types of epidemiological studies, their advantages and disadvantages. These include ecological, case-series, case control, cohort and interventional studies. It also looks at systematic reviews and meta-analysis.

This video was created by Ranil Appuhamy
Voiceover – James Clark

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Disclaimer:
These videos are provided for educational purposes only. Users should not rely solely on the information contained within these videos and is not intended to be a substitute for advice from other relevant sources. The author/s do not warrant or represent that the information contained in the videos are accurate, current or complete and do not accept any legal liability or responsibility for any loss, damages, costs or expenses incurred by the use of, or reliance on, or interpretation of, the information contained in the videos.

Neuroscientist Morten Kringelbach discusses radical new brain imaging technology, and army doctor Alexander Wieck Fjaeldstad describes how smells trigger memories to reveal what is going on inside the brains of people affected by psychological trauma, head injury and PTSD.
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Morten Kringelbach’s research goal is to reverse-engineer the human brain and in particular to elucidate the heuristics that allow us to survive and thrive. His focus is on elucidating hedonia (pleasure) and eudaimonia (the life well-lived), and how they are affected in health and disease; in particular, seeking to elucidate their breakdown in anhedonia (the lack of pleasure) in neuropsychiatric disorders.

Alexander Wieck Fjaeldstad is an MD-PhD who served as a Captain in the Danish army. After deployment in Iraq, he became aware of how certain smells can be potent triggers of memories from the battlefield. This link provides a unique window for examining how the brain processes these memories in veterans with and without PTSD. His research focuses on understanding olfaction in the brain and how this can be used clinically.


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Syllables! | Scratch Garden

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Learn about dividing words and counting syllables as we explain what is a syllable in the English language. 📖 GET THE SYLLABLES LEARNING POSTER! 📖 https://scratchgarden.com/shop/item/syllables-poster/
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This is a great video for teaching ESL English or as part of an English lesson for kids. Scratch Garden’s Syllables! video is a fun and very interactive English video, as we show examples and let you practice one, two, three, four syllable words.

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Syllable Division | Learn the six rules of syllables | Chunking words | Learn to Read

Learn the six rules of syllable division with the Monkey General.

Nessy’s megamix teaches you when and where to chunk words into syllables.

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